In the majority of cases where a beneficiary dies before a testator and there is no substitute beneficiary named then the gift is invalid and fails. This is the doctrine of lapse. Lapse can be avoided by naming substitute beneficiaries or by making gifts to classes of beneficiaries. The most notable exception to the doctrine…

When a beneficiary dies before the testator, the gift or legacy to them will lapse/fail and fall into the residue. Under section 33(1) of the Wills Act 1837 as amended by the Administration of Justice Act 1982 s19, if a will contains a devise or bequest to a child or remoter descendant of the testator;…